- Origination fee for Subsidized/Unsubsidized loans 1.5%
      - Direct Stafford Subsidized Loans 7/1/09-6/30/10---5.6%
      - Direct Stafford Unsubsidized Loans ---6.8%
      - Direct PLUS loan--- Fixed 7.9%
      - Origination fees of are 4% will be subtracted proportionately from each disbursement of the loan
        (with possible up-front interest rate reduction rebate). 0.25% interest reduction for automatic Electronic
        Debit Account Repayment option

For more information visit www.dl.ed.gov or call 1-800-848-0979

      -Federal Stafford loans with ZERO fees
      - Federal Stafford Subsidized Loans 7/1/09-6/30/10---5.6%
      - Federal Stafford Unsubsidized Loans ---6.8%

0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account
Federal PLUS loan - Fixed 8.25%

For more information visit www.discoverstudentloans.com or call 1-877-728-3030

      -Origination fee for Subsidized/Unsubsidized loans .5% / 1%
      - Federal default fee- paid by TG Federal Stafford Subsidized Loans 7/1/08-6/30/09---6%
      - Federal Stafford Unsubsidized Loans ---6.8%

.25% interest rate reduction for making payments using auto-debit
24/7 student loan application and account access online at www.nelnet.com
Toll-free access to helpful Nelnet Advisors: 1.877.804.3603

Federal PLUS loan – Fixed 8.50%
For more information visit www.nelnet.com  or call 1-877-804-3603

      - Federal Stafford Subsidized Loans 7/1/09-6/30/10---5.6%
      - Federal Stafford Unsubsidized Loans ---6.8%

For loans first disbursed July 1, 2009–June 30, 2010: Origination fee 1% / 1% Federal default fee- paid by TG
Origination fee for Subsidized/Unsubsidized loans .5% / 1%

Federal PLUS loan---Fixed 8.50%

For more information visit www.salliemae.com or call  1-888-2SALLIE

      - Federal Stafford Subsidized Loans 7/1/08-6/30/09---6%
      - Federal Stafford Unsubsidized Loans ---6.8%
      - .5% Origination fee / 1% Federal default fee- paid by TG / 0.25% interest rate reduction ACH
      - 1% rebate of initial loan amount with 12 on time payments

Federal PLUS loan – Fixed 8.50%
3% Origination Fee/1% Federal default fee

For more information visit www.wachovia.com/education or call 1-800-338-2243

Dallas Nursing code of conduct prohibits a conflict of interest with the responsibilities of an officer, employee, or agent of a school regarding Title IV loans. Dallas Nursing has published this code "prominently" on our Web site; and it annually inform all of the school's officers, employees, and agents with Title IV loan responsibilities of the provisions of the code of conduct. The code includes the following items:

Ban on revenue-sharing arrangements, which means Dallas Nursing will not enter into any revenue-sharing arrangement with any lender. The term "revenue-sharing arrangement" means an arrangement between a school and a lender under which a lender provides or issues a Title IV loan to the school's students or the families of its students; and in exchange the school recommends the lender or its loan products, or the lender pays a fee or, provides other material benefits, including revenue or profit sharing, to the school, a school officer or employee, or an agent of the school.

Ban on gifts, meaning that an officer or employee of the school's financial aid office — or any employee or agent of the school whose responsibilities are related to education loans — must not solicit or accept any gift from a lender, guarantor, or servicer. A "gift" is defined as any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a minimal amount. A gift also includes a gift of services, transportation, lodging, or meals, whether provided in kind, by purchase of a ticket, payment in advance, or reimbursement after an expense has been incurred. A gift to a family member of an officer, employee, or agent of a school, or any other individual based on the family member's relationship with that officer, employee, or agent, is considered a gift to the officer, employee, or agent if the gift is given with the knowledge and acquiescence of the officer, employee, or agent; and the officer, employee, or agent has reason to believe the gift was given because of the officer, employee, or agent's official position. Gifts to family members given under those circumstances are therefore prohibited, just as if they were given to the officer, employee, or agent. ·

Prohibition on contracting arrangements, which means that the school's officers, employees, and agents with education loan responsibilities must not accept any fee, payment, or other financial benefit (including the opportunity to purchase stock) from a lender as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

An officer or employee of a school who is not employed in the school's financial aid office and who does not have responsibilities related to education loans, or an agent who does not have responsibilities related to education loans, may perform paid or unpaid service on a board of directors of a lender, guarantor, or servicer of education loans.

An officer or employee of the school who is not employed in the school's financial aid office but who does have responsibility related to education loans, or an agent who has responsibility related to education loans, may perform paid or unpaid service on a board of directors of a lender, guarantor, or servicer of education loans, if the school has a written conflict of interest policy that clearly states that officers, employees, or agents must recuse themselves from participating in any decision of the board regarding education loans at the school.

An officer, employee, or contractor of a lender, guarantor, or servicer of education loans may serve on a board of directors, or serve as a trustee, of a school, if the school has a written conflict of interest policy that states the board member or trustee must be recused from any decision regarding education loans at the school.

Rules for interaction with borrowers, which prohibit Dallas Nursing Institute from assigning, through award packaging or other methods, a first-time borrower's loan to a particular lender; or refusing to certify, or delaying certification of, any loan based on the borrower's selection of a particular lender or guarantor.

Prohibition on offers of funds for private loans, meaning that the Dallas Nursing Institute must not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, in exchange for the school providing concessions or promises of a specified number or volume of Title IV loans, or a preferred lender arrangement for Title IV loans.

Rules for advisory board compensation, which state that any employee in the school's financial aid office, or who otherwise has responsibilities related to education loans or other student financial aid of the school, and who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, shall be prohibited from receiving anything of value from the lender, guarantor, or group of lenders or guarantors. However, the employee may be reimbursed for reasonable expenses incurred in serving on the advisory board, commission, or group.